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Credit back on BOGO offer

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I bought three iphones at Costco on the AT&T BOGO deal.  2 are 64G 6S and 1 64G 6SE.  I am supposed to get a credit back on the phone (750 over 30 months which is $25.00 a month).  I am not receiving the full credit (they only credit 21.65)  and keep getting the run-around from service people. I am not seeing anything in the fine print that states I should be getting less than $25.00.  


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