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switch from postpay to prepaid

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 I am currently paying $65 per mo. for a smartphone with 4Gb of data and unlimited talk and text.

my phone is out of contract and I have no desire to take part in any offer at&t has for upgrading these days. I find any offer I have seen frankly obscene. I will be purchasing my phones outright from now on. I do not have the insurance nor do I want it. 

 

Why am I paying $65 per mo. while prepaid customers are getting unlimited talk and text with 5Gb of data for $10 less than I pay???

 

Can anyone give me a logical reason why I shouldn't switch to prepaid?


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