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Why can't I add $100 for a year of service to my account?

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I normally refill my GoPhone account once per year by paying $100.   Since I hadn't used my phone a lot in recent times, my account balance had built up to over $450 when I was ready to do my next refill.  Every time I tried to refill the account online, I would receive an error message implying that I had keyed in an invalid dollar amount.  Even though it would recognize my $100 at the time I keyed it in, the refill would fail after I entered my credit card #.  So I called the 800-901-9878 number instead and at least got a clue as to what the problem was.  A recorded message stated that the maximum amount I could apparently have in my account was $500.  So I refilled with less, but now I only got a one month extension and I'll have to do this again next month.   So my question is:    How can I add enough to my account to extend service for one more year without having to refill every month?   I do realize that, due to the age of my phone, I will have to upgrade it, but I have until December 2016 to get this done.   Thanks for any help.    


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