I bought my iPhone 5s on 2/11/2014 (my iPhone 5 was accidentally damaged and had to get a new phone ASAP, just after the cut off for the Next Plan which I did not understand).
My Wife and Daugther pay $15/month (they purchased there iPhones in 2013) for access under the 10GB Mobile Share Plan. I pay the $40/month because I am under contract. If I had understood the Next Plan/MSP back then, I would have bought an unlocked phone full price.
I want to pay off my ETF ($325-$70, for 7 month of use) so I can get on the Mobile Share Discount. Can I do this? Other wise I am paying $40/month till 2/11/2016 which is a total rip-off compared to the Next/Mobile Share Plan discount.