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Next Plan Cancellations

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Hi, I wanted to know if there is any way that I could pay my next plan phone off in payments instead of having to pay it in full if my parents want to disconnect my phone from their contact but I want to keep the phone. I'm a full time college student and don't make enough money yet to pay it in full right away, but I'm happy to make the payments monthly as I do now, but they are going to remove my phone from their bill and say that I must pay it in full because it will bill to them. Can we change it to where it just bills to me instead???

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