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Ahhh screwed up

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I was trying to make a late payment arrangement and somehow ended up just making a payment. To make matters worse my friend who I have on my account was the last to make a payment and I processed it with HER debit card!!! I need help. Please tell me there is hope of removing what I did! I don't know if she has the money to spare and I don't want her to suffer financially for my mistake. PLEASE HELP!!!!!

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