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Anyone out there experienced AT&T adding device insurance without authorization?

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I've upgraded 3 lines since the iPhone 6 came out. Each time AT&T adding device insurance without my authorization or knowledge. Anyone else out there experience this? 

 

Given that it's happened to me 3 separate times over the course of the past 6 months leads me to believe AT&T systematically adds insurance coverage without authorization in hopes that no one will notice or will not bother to call them on it. Over the holidays  I did not read my bill in detail; last month I did and noticed that for 3 months they had been charging me an extra 6.99 per month. 



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