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Asurion deduction

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I have been on the phone for countless amount of time both with AT&T and Asurion with no real answer.  After paying for insurance for 3 years on my daughter's iphone4S we recently had to put in two consecutive claims for the phone as the result of an unfortunate accident.  The cost to replace a prior iphone 4S for another daughter was $50. This time for this daughter the first replacement was $62 (now an older phone) and then $125 for the second replacement.  I have been trying to get a copy of the agreement we signed on 1/23/2012 for her insurance coverage but no one can provide it or just do not respond to request.  I am answered with scripted answers with no thought process on what I am asking. The cost of the second charge is financially straining and to me seems unjust. We have been dropped by Asurion which is fine with me.


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