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Glaring charge differences between phones on same contract / Unrequested insruance

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PATRICIA X  Xxx 318-xxx-xxxx
Mobile Share Value iPhone w/ Visual Voicemail $40.00

SETH X. Xxx 318-xxx-xxxx
Mobile Share Value iPhone on 4G LTE w/ VVM $40.00

ROBERT J. COOK 318-xxx-xxxx
Mobile Share Value Plan 10GB $100.00
 
Why is there a $60 jump for the same plan set up for one phone over the other two?
 
I also got an email as well:
 
- - - - -
 
Information about your AT&T Mobile Insurance Enrollment

 

Welcome to
AT&T Mobile Insurance1!

 

[Text follows in email.]

 

- - - - -

 

No where do I recall signing up for this, or asking for it.

 

Where did it come from?


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